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Field Services Bureau

The State Revolving Loan Fund

What Practices Can Be Funded?

Virtually all practices eligible for State Cost Share, REAP and EQIP are eligible for loans.  These practices may include but are not limited to:

  • Terraces, grade stabilization structures, water & sediment control basins
  • Pasture & hay land planting or prescribed grazing
  • Grassed waterways and filter strips
  • Field borders, windbreaks and buffers
  • Waste storage facilities
  • Deep bedded buildings or other roofed manure control structures

**Loans to implement practices for animal feeding operations can only be made to operations that are under 1,000 animal units and are not required to have an NPDES permit**


What are the Loan Terms?

  • Loans from $5,000 up to a maximum of $500,000 per borrower
  • Terms up to 15 years
  • Can fund up to 100% of actual costs
  • Interest rate no more than 3% - fixed for the life of the loan
  • Funding available when you need it, applications accepted year round
  • Use the lender of your choice or go to to view the list of current participating lenders

How to Apply

Begin by talking to your local Soil and Water Conservation District (SWCD)

What is a Linked Deposit Loan?

The lender you select will originate a loan for a practice approved by your local SWCD when the work is complete.  The Iowa Finance Authority will deposit funds equal to the principal amount of the loan at 0% interest with your lender.  The deposit does NOT guarantee the loan nor is it collateral for the loan.  The deposit enables the lender to reduce the interest rate charged to the borrower.


Iowa DNR Animal Feeding Operations    (

Participating Lenders      (


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Mailing Address: IDALS,  Wallace State Office Building,   502 E. 9th Street,  Des Moines, IA 50319:    PH: 515-281-5321
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